This statistic helps underline a critical fact. While public health insurance is available, many Americans see it as insufficient, thus choosing to opt for private plans. Despite being more expensive, private health care plans usually offer access to quicker and better health care when compared to public-run hospitals.

Source: 2018 Medicare Trustees Report

This will make it even harder for uninsured Americans to get access to quality health care. Experts are hopeful that a new hospital insurance trust fund will be reinstated, to ensure all expenses are covered.

Source: Jama Network

It’s difficult to imagine having to pay over $1 million because of a disease that nobody has any control over. However, this is the unfortunate case within the US health care system, thus showcasing why insurance is mandatory. Similarly, another study shows that hospitals overcharge Americans by roughly $10 billion on a yearly basis.

Source: Business Insider

Provider networks are Private health plans typically create networks of providers to negotiate the prices they pay. In PPO plans, patients pay lower cost-sharing if they receive care from network providers. In HMO plans, patients can only see network providers.

I only offer nationwide networks that will allow you to see any doctor regardless of specialty.

That is only for ACA/Obamacare and government plans. Private insurance are available year-round.

Yes, in addition to health coverage there are other options I can assist you with Dental, Vision, Life, Supplemental, Critical Illness, Income Protection (aka Short term disability) and access to everything out there so I am happy to guide you in the right direction if you are needing something specific.

No required length of time- you have the plan because you need it.

There is no pre-existing condition exclusion under ACA/Obamacare. The cost is most affordable if you get government subsidies on the monthly premiums. If you don't get those discounts, it is way more expensive than most policies.

While employer plans are fantastic for employees themselves, the cost of the plan will skyrocket when you add a family member (spouse, children, or both). This is due to the fact that although employers typically provide benefits to their employees, the family will be responsible for paying the full cost of joining the plan.

Private insurance is based on health, there is a process for applying because not everyone may be eligible based on health. You are receiving a preferred rate because you are healthy, making it less expensive than most plans with better coverage.

Nothing, I value assisting those in need, and it will cost you nothing to consult with me regarding what healthcare plan is best for you and your family.